Home loan guidelines are a set of rules that govern the process of applying for and obtaining a mortgage to purchase a home. These guidelines outline the criteria that lenders use to determine eligibility for a loan, including factors such as credit score, income, and debt-to-income ratio. They also provide information on the types of loans available, down payment requirements, and the application process. It is important for potential homebuyers to understand these guidelines in order to make informed decisions about their finances and successfully secure a home loan.
The documents required for a home loan in India may vary slightly depending on the lender and the type of loan, but generally, the following documents are commonly required:
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